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WORKSMART Who We Are At YWCA Malden, we are committed to empowering the next generation through WorkSmart, a dynamic Career Readiness Program designed for high school students. In partnership with MassHire, WorkSmart equips youth with the skills, knowledge, and confidence needed to thrive in today’s workforce. Our mission is to bridge the gap between education and employment by providing students—especially those who are low-income, first-generation, international, and English language learners —with hands-on experiences that prepare them for real-world success. Through career exploration, professional development workshops, mentorship, internships, and job shadowing , students gain the tools to make informed decisions about their future. By fostering 21st-century skills, leadership, and financial independence , WorkSmart ensures that young people not only envision success but achieve it —paving the way for brighter futures and stronger communities. Join us in shaping the workforce of tomorrow! For more information or to explore partnership opportunities, please contact: Cassandra LeBrun WorkSmart Development Coordinator Clebrun@ywcamalden.org

Acerca de RESOURCE LIBRARY HERE ARE SOME FINANCIAL RESOURCES Managing Consumer Behaviour How to build credit paying your rent Best Fintech Apps Net Worth Worksheet Monthly Income vs Expenses Authorized User INFO Yearly Budget Consumer Reporting Companies Bank Checklist 3 Important Rules When Applying for New Credit How to add new tradelines to your Credit Report Credit Counseling Program Follow these steps to take charge of your credit worthiness: Step 1: View your annual credit report at the official site> Step 2: Analyse your recent credit history. Step 3: Make a strategy to deal with your situation and follow through. *Don't be deceived into paying a minimum monthly payment only. Learn more > Many families have turned to credit cards to make ends meet, that is, until they find themselves overwhelmed by debt and can no longer obtain credit. Credit problems can lead to lost home ownership opportunities and straight out homelessness. If you live in Malden or its surrounding communities, you may be eligible for free credit counseling services. *Call 781-322-3760 ext. 21 for more information.

WE ARE HIRING WE ARE LOOKING FOR AFTERSCHOOL GROUP LEADERS FOR ELEMENTARY GRADE PROGRAMMING. GET INVOLVED Join Our Team Donate Chris (Google Review) Great Staff Great with the kids. And the kids enjoy it there Proudly supported by : Aubrey C. (Google Review) Best daycare and summer camp ever!! Jenny J. (Google Review) This is my daughter's camp and she's been going there for a couple years now I absolutely love this place!! I don't have enough to say about it good of course they are very good to my daughter understanding and accommodating it is her second home!!

Financial education, workshops, classes, money classes, Malden, Boston, Cambridge, financial coaching, money coaching FINANCIA L LITERACY YWCA Malden believes financial literacy is a cornerstone of empowerment. We are dedicated to equipping people with the knowledge and tools they need to take control of their financial futures. Why Financial Literacy Matters: Financial literacy is not just about managing money; it's about taking charge of your life. For women, gaining financial knowledge can lead to greater independence, confidence, and the ability to make informed financial decisions. When you work with YWCA Malden you will access: E ducational Resources: Explore a wealth of articles, guides, and videos covering topics such as budgeting, investing, retirement planni ng, and more. We break down complex financial concepts into easy-to-understand, actionable advice. Inspiring Stories: Read real-life success stories from women who have taken control of their finances and achieved their financial goals. These stories will motivate and inspire you to take the first steps towards your own financial empowerment. Workshops and Webinars: Participate in our live workshops and webinars led by financial experts. These interactive sessions provide you with the opportunity to ask questions and gain insights into specific financial topics. Community Support: Join our supportive community of women on a similar financial journey. Share your experiences, seek advice, and connect with others who understand your goals and challenges. Tools and Calculators: Access a range of financial tools and calculators to help you plan, budget, and track your progress toward financial independence. Explore the resources, connect with our community, and take control of your financial future today. Empower yourself with knowledge. Empower yourself with financial literacy. Together, we can build a brighter, more financially secure future for all . Your journey toward financial empowerment starts here. Get Me Started Our financial coaching services are offered at NO COST. Contact Stacey Mundele for more information SMundele@YWCAMalden.org 781-322-3760 ex. 21

Privacy Policy This privacy notice discloses the privacy practices for our website. This privacy notice applies solely to information collected by this website. It will notify you of the following: What personally identifiable information is collected from you through the website, how it is used and with whom it may be shared. What choices are available to you regarding the use of your data. The security procedures in place to protect the misuse of your information. How you can correct any inaccuracies in the information. Information Collection, Use, and Sharing We are the sole owners of the information collected on this site. We only have access to/collect information that you voluntarily give us via email or other direct contact from you. We will not sell or rent this information to anyone. We will use your information to respond to you, regarding the reason you contacted us. We will not share your information with any third party outside of our organization, other than as necessary to fulfill your request, e.g. to ship an order. Unless you ask us not to, we may contact you via email in the future to tell you about specials, new products or services, or changes to this privacy policy. Your Access to and Control Over Information You may opt out of any future contacts from us at any time. You can do the following at any time by contacting us via the email address or phone number given on our website: See what data we have about you, if any. Change/correct any data we have about you. Have us delete any data we have about you. Express any concern you have about our use of your data. Security We take precautions to protect your information. When you submit sensitive information via the website, your information is protected both online and offline. Wherever we collect sensitive information (such as credit card data), that information is encrypted and transmitted to us in a secure way. You can verify this by looking for a lock icon in the address bar and looking for “https” at the beginning of the address of the Web page. While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only employees who need the information to perform a specific job (for example, billing or customer service) are granted access to personally identifiable information. The computers/servers in which we store personally identifiable information are kept in a secure environment.

Washington Street Afterschool Program Vacation/Summer Afterschool Operates Weekdays 8am - 6pm Morning/Afternoon Snacks and Lunch are provided Program Information Weekdays 2pm - 6pm For kids aged 5yrs - 12yrs Afternoon snacks are provided

THERE’S NO TIME TO SPARE YW CA MALDEN 10TH ANNUAL BOWLING FUNDRAISER Townline Luxury Lanes 665 Broadway| Malden, MA 02148 September 7, 2023

Teen Advocates Sharing Knowledge TEEN ADVOCATES SHARING KNOWLEDGE The YWCA is on a mission to eliminate racism, empower women and girls, stand up for social justice, help families, and strengthen communities. The YWCA Malden was established in 1927 and is one of the longest serving nonprofits in the Mystic Valley area. The YWCA TASK (Teen Advocates Sharing Knowledge) program captures these principles in this girl only program. The TASK program is for Malden High School girls in grades 9-12. This peer leadership program provides opportunities for girls to become leaders in their community. TASK provides a unique opportunity for girls to become engaged in their community while building self-esteem and confidence to blossom into successful adulthood. It is important for girls to develop relationships that promote social and emotional health while promoting positive youth development. This girl only program has proven to be successful because girls receive the maximum benefit when they participate in a girl only program where they're free to express themselves, ask questions, and take on leadership roles they might not otherwise. It is important for girls to be role models in their community and the YWCA provides them with that opportunity. This program allows girls to be connected on a number of platforms with peer-to-peer connections. TASK offers public speaking training, career exploration, and connections with local and state organizations. What about HER? With funding provided by a grant from the Greater Boston Council on Alcoholism, our TASK girls spoke with women in recovery from substance use, and gave them a greater platform to learn about what it truly means to be in recovery. Faces of Recovery This project began with funding by a grant from the Greater Boston Council on Alcoholism. TASK Advisor/Malden is Moving! Coordinator, Chris Murphy, and Malden Overcoming Addiction, worked collaboratively in designing this project. Their goal was to raise awareness of substance use disorders. In November, the TASK girls presented their Faces of Recovery project to the Malden Community. The event was attended by the Mayor of Malden, Gary Christenson, as well as members of the School Committee, and a Massachusetts State Representative. All of whom got to see the impact of the project and just how important it is to create more awareness about substance abuse and what resources are out there for teens. Presenting to the School Committee On Monday, January 9th, the TASK girls presented Faces of Recovery to the Malden School Committee to further the cause. Project Reception

CHILDCARE S ERVICES THANK YOU! We want to thank Toys for Tots for all of the toy donations, Target and Anton’s cleaners for the coats donations, as well as Stop and Shop and Star Market for the generous gift card donations. Additionally, we would like to thank Shamrock Dreams for donating tickets to our families. Also, a huge thank you to Project Bread for allowing our children to volunteer at the high school, and the Dexter House for allowing our younger children to visit. Friendsgiving! FERRYWAY PROGRAMMING Minds in Motion Afterschool Program Monday through Friday 2:15P-5:30P. Those who come to Minds in Motion receive homework help, an afternoon snack, and varied activities that include art, science and math. Minds in Motion is $27.89/day* During school vacation weeks and summer break full day childcare is offered. Vacation Week and Summer Break childcare is $52.03/day* *Minds in Motion accepts state funded vouchers through EEC as well as has limited income eligible slots available that families can apply for. 21st Century Community Learning Centers At 21st CCLC we focus on grade level ELA outcomes through enriching, hands on programs and activities. The program is offered at no cost for Ferryway students in grade 3-8. Operates: Monday- Thursday from the end of the school day until 5:00pm . 21st CCLC is Department of Education grant based programming offered by the YWCA Malden, in partnership with the Ferryway School. Washington Street Afterschool Children are offered academic support, along with activities that help encourage social, emotional and cognitive development. We promote a respect for cultural diversity, work to develop critical thinking and problem-solving skills and inspire children to build positive relationships. Runs Weekdays: 2pm - 6pm For kids aged 5yrs - 12yrs Afternoon snacks are provided Vacation/Summer Break 8am - 6pm Lunch and Afternoon Snack Provided

CONTACT INFORMATION Address YWCA Malden 54 Washington St. Malden, MA 02148 Phone PHONE (781) 322-3760 TTY (781) 322-3762 FAX (781) 324-3444 Opening Hours* Monday - Friday : 9:00 am – 4:30 pm *Time is approximate depending on day. Contact Us First Name Last Name Email Message Send Directions By Public Transportation Take the Orange Line to Malden Station; exit to Florence St. (City Hall will be across the street). Proceed to the left up the hill. At the traffic light, at the top of the hill, turn left onto Washington Street. It is the second building on the left. (Large white Victorian, YWCA sign in front yard). BY CAR From points North: Take 95 South, to Rte 1 South; to Rte 99 (Broadway) to Rte 60 West – turn right onto Rte 60 ( Eastern Ave). After approx. 1 ¾ miles, watch for two six story parking garages. Take next right at traffic light, (after 2 nd garage) onto Commercial Street. The Malden Orange Line Station is across the Street. Follow Commercial St. to traffic lights at the top of the Hill and take a left onto Washington St. The Malden YWCA, is the second house on the left (Large White Victorian Home) Parking is available in the back of the building. Use the side entrance near the handicap ramp. From Boston: Take Rte 93 North, to Rte 60 east to Malden (exit 32). See Rte 60-East directions - listed below From Points West: Mass Pike East; to Rte 128 North; to 93 South; to Rte 60 East to Malden (Exit 32) See Rte 60-East directions - listed below From Route 495: Take 93 South; to Route 60 East to Malden (Exit 32) See Rte 60-East directions - listed below From Route 60 Traveling East: Continue for approx. 3 ½ miles. Go under Railroad Bridge. (The Orange line Station will be directly overhead). At the next traffic light, take a left onto Commercial Street. Fleet Operations and Gov’t Center will be in view. Follow Commercial St. up the hill. At the traffic light at the top of the hill, take a left onto Washington. The Malden YWCA is the second building on the left (large white Victorian House). Parking is available in the back of the building. Use side entrance near the handicap ramp.

TEEN SERVICES TASK TEEN ADVOCATES SHARING KNOWLEDGE WORKSMART WORKFORCE DEVEL OPMENT FOR YOUTH MALDEN IS MOVING COMMUNITY HEALTH & WELLNESS PROGRAM

WAYS TO DONATE The YWCA fills a crucial role in changing the destiny of at-risk women and families. THANKS TO THE GENEROSITY OF PEOPLE LIKE YOU: Women and students have access to safe and affordable housing Families, single moms and teens learn about the power of budgeting, saving, and credit through the YWCA financial literacy program Working adults can count on affordable afterschool care and enrichment services for their children At-risk middle school girls receive critical homework assistance and work with mentors every week throughout the school year High school students are acquiring valuable leadership training and giving back through important community service WILL YOU PARTNER WITH US AND MAKE A DIFFERENCE? We accept online donations securely through PayPal. You may use your credit card or Paypal account if you would like to donate online. DONATE