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WORKSMART Who We Are At YWCA Malden, we are committed to empowering the next generation through WorkSmart, a dynamic Career Readiness Program designed for high school students. In partnership with MassHire, WorkSmart equips youth with the skills, knowledge, and confidence needed to thrive in today’s workforce. Our mission is to bridge the gap between education and employment by providing students—especially those who are low-income, first-generation, international, and English language learners —with hands-on experiences that prepare them for real-world success. Through career exploration, professional development workshops, mentorship, internships, and job shadowing , students gain the tools to make informed decisions about their future. By fostering 21st-century skills, leadership, and financial independence , WorkSmart ensures that young people not only envision success but achieve it —paving the way for brighter futures and stronger communities. Join us in shaping the workforce of tomorrow! For more information or to explore partnership opportunities, please contact: Cassandra LeBrun WorkSmart Development Coordinator Clebrun@ywcamalden.org

Acerca de RESOURCE LIBRARY HERE ARE SOME FINANCIAL RESOURCES Managing Consumer Behaviour How to build credit paying your rent Best Fintech Apps Net Worth Worksheet Monthly Income vs Expenses Authorized User INFO Yearly Budget Consumer Reporting Companies Bank Checklist 3 Important Rules When Applying for New Credit How to add new tradelines to your Credit Report Credit Counseling Program Follow these steps to take charge of your credit worthiness: Step 1: View your annual credit report at the official site> Step 2: Analyse your recent credit history. Step 3: Make a strategy to deal with your situation and follow through. *Don't be deceived into paying a minimum monthly payment only. Learn more > Many families have turned to credit cards to make ends meet, that is, until they find themselves overwhelmed by debt and can no longer obtain credit. Credit problems can lead to lost home ownership opportunities and straight out homelessness. If you live in Malden or its surrounding communities, you may be eligible for free credit counseling services. *Call 781-322-3760 ext. 21 for more information.

Privacy Policy This privacy notice discloses the privacy practices for our website. This privacy notice applies solely to information collected by this website. It will notify you of the following: What personally identifiable information is collected from you through the website, how it is used and with whom it may be shared. What choices are available to you regarding the use of your data. The security procedures in place to protect the misuse of your information. How you can correct any inaccuracies in the information. Information Collection, Use, and Sharing We are the sole owners of the information collected on this site. We only have access to/collect information that you voluntarily give us via email or other direct contact from you. We will not sell or rent this information to anyone. We will use your information to respond to you, regarding the reason you contacted us. We will not share your information with any third party outside of our organization, other than as necessary to fulfill your request, e.g. to ship an order. Unless you ask us not to, we may contact you via email in the future to tell you about specials, new products or services, or changes to this privacy policy. Your Access to and Control Over Information You may opt out of any future contacts from us at any time. You can do the following at any time by contacting us via the email address or phone number given on our website: See what data we have about you, if any. Change/correct any data we have about you. Have us delete any data we have about you. Express any concern you have about our use of your data. Security We take precautions to protect your information. When you submit sensitive information via the website, your information is protected both online and offline. Wherever we collect sensitive information (such as credit card data), that information is encrypted and transmitted to us in a secure way. You can verify this by looking for a lock icon in the address bar and looking for “https” at the beginning of the address of the Web page. While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only employees who need the information to perform a specific job (for example, billing or customer service) are granted access to personally identifiable information. The computers/servers in which we store personally identifiable information are kept in a secure environment.

Financial education, workshops, classes, money classes, Malden, Boston, Cambridge, financial coaching, money coaching FINANCIA L LITERACY YWCA Malden believes financial literacy is a cornerstone of empowerment. We are dedicated to equipping people with the knowledge and tools they need to take control of their financial futures. Why Financial Literacy Matters: Financial literacy is not just about managing money; it's about taking charge of your life. For women, gaining financial knowledge can lead to greater independence, confidence, and the ability to make informed financial decisions. When you work with YWCA Malden you will access: E ducational Resources: Explore a wealth of articles, guides, and videos covering topics such as budgeting, investing, retirement planni ng, and more. We break down complex financial concepts into easy-to-understand, actionable advice. Inspiring Stories: Read real-life success stories from women who have taken control of their finances and achieved their financial goals. These stories will motivate and inspire you to take the first steps towards your own financial empowerment. Workshops and Webinars: Participate in our live workshops and webinars led by financial experts. These interactive sessions provide you with the opportunity to ask questions and gain insights into specific financial topics. Community Support: Join our supportive community of women on a similar financial journey. Share your experiences, seek advice, and connect with others who understand your goals and challenges. Tools and Calculators: Access a range of financial tools and calculators to help you plan, budget, and track your progress toward financial independence. Explore the resources, connect with our community, and take control of your financial future today. Empower yourself with knowledge. Empower yourself with financial literacy. Together, we can build a brighter, more financially secure future for all . Your journey toward financial empowerment starts here. Get Me Started Our financial coaching services are offered at NO COST. Contact Stacey Mundele for more information SMundele@YWCAMalden.org 781-322-3760 ex. 21

Washington Street Afterschool Program Vacation/Summer Afterschool Operates Weekdays 8am - 6pm Morning/Afternoon Snacks and Lunch are provided Program Information Weekdays 2pm - 6pm For kids aged 5yrs - 12yrs Afternoon snacks are provided

THERE’S NO TIME TO SPARE YW CA MALDEN 10TH ANNUAL BOWLING FUNDRAISER Townline Luxury Lanes 665 Broadway| Malden, MA 02148 September 7, 2023

Teen Advocates Sharing Knowledge TEEN ADVOCATES SHARING KNOWLEDGE The YWCA is on a mission to eliminate racism, empower women and girls, stand up for social justice, help families, and strengthen communities. The YWCA Malden was established in 1927 and is one of the longest serving nonprofits in the Mystic Valley area. The YWCA TASK (Teen Advocates Sharing Knowledge) program captures these principles in this girl only program. The TASK program is for Malden High School girls in grades 9-12. This peer leadership program provides opportunities for girls to become leaders in their community. TASK provides a unique opportunity for girls to become engaged in their community while building self-esteem and confidence to blossom into successful adulthood. It is important for girls to develop relationships that promote social and emotional health while promoting positive youth development. This girl only program has proven to be successful because girls receive the maximum benefit when they participate in a girl only program where they're free to express themselves, ask questions, and take on leadership roles they might not otherwise. It is important for girls to be role models in their community and the YWCA provides them with that opportunity. This program allows girls to be connected on a number of platforms with peer-to-peer connections. TASK offers public speaking training, career exploration, and connections with local and state organizations. What about HER? With funding provided by a grant from the Greater Boston Council on Alcoholism, our TASK girls spoke with women in recovery from substance use, and gave them a greater platform to learn about what it truly means to be in recovery. Faces of Recovery This project began with funding by a grant from the Greater Boston Council on Alcoholism. TASK Advisor/Malden is Moving! Coordinator, Chris Murphy, and Malden Overcoming Addiction, worked collaboratively in designing this project. Their goal was to raise awareness of substance use disorders. In November, the TASK girls presented their Faces of Recovery project to the Malden Community. The event was attended by the Mayor of Malden, Gary Christenson, as well as members of the School Committee, and a Massachusetts State Representative. All of whom got to see the impact of the project and just how important it is to create more awareness about substance abuse and what resources are out there for teens. Presenting to the School Committee On Monday, January 9th, the TASK girls presented Faces of Recovery to the Malden School Committee to further the cause. Project Reception

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PROGRAMS & SERVICES CHILDCARE TEEN SERVICES FINANCIAL LITERACY RESIDENCY

WE ARE HIRING WE ARE LOOKING FOR AFTERSCHOOL GROUP LEADERS FOR ELEMENTARY GRADE PROGRAMMING. GET INVOLVED Join Our Team Donate Chris (Google Review) Great Staff Great with the kids. And the kids enjoy it there Proudly supported by : Aubrey C. (Google Review) Best daycare and summer camp ever!! Jenny J. (Google Review) This is my daughter's camp and she's been going there for a couple years now I absolutely love this place!! I don't have enough to say about it good of course they are very good to my daughter understanding and accommodating it is her second home!!

VOLUNTEER WITH US! YWCA Malden is able to thrive because of the time and talents of our community. We rely on volunteers to help fulfill a variety of daily, weekly and monthly tasks of the organization. We’re always in need of volunteers to help in both direct and indirect service capacities. Whether you enjoy working with children, cooking or clerical work, YWCA Malden has an opportunity for you! Have questions? Contact us at empowerment@ywcamalden.org for more info or to request a volunteer application. You'll find some of our volunteer opportunities below! JOIN OUR BOARD of DIRECTORS VOLUNTEER IN OUR FINACNIAL LITERACY PROGRAMS On behalf of women, girls and families all across the United States, we salute our sponsors and partners with heartfelt thanks. YWCA works with corporations, foundations, organizations and government institutions to help us further our mission of eliminating racism and empowering women all over the country. We welcome new sponsors and partners and look forward to finding ways to work together to stand up for social justice, help families and strengthen communities. YWCA is looking for meaningful and high impact partnerships that allow you to learn, engage, and build community with us and our 200 associations across the country. We know that our work won’t be complete until women, girls, and people of color are equal, empowered, and safe; and we can’t do it alone. With your support, YWCA can continue to tackle the most challenging and pressing social justice issues facing our constituents. PLEASE JOIN US AS WE REIMAGINE THE FUTURE FOR WOMEN, GIRLS, & PEOPLE OF COLOR. CALL 781-322-3760 ext: 11 PARTNRSHIP ANCHOR OUR CURRENT PARTNERS

GET INVOLVED NOW Thanks for your interest in joining us on our mission to eliminate racism and empower women! Your voice matters as we stand up for social justice, help families and strengthen communities. JOIN OUR TEAM If you’re passionate about working with children, eliminating racism, empowering women and promoting peace, justice, freedom and dignity for all, we want you on our team! JOB OPPORTUNITIES PARTNER WITH US YWCA is looking for meaningful and high impact partnerships that allow you to learn, engage, and build community with us and our 200 associations across the country. We know that our work won’t be complete until women, girls, and people of color are equal, empowered, and safe; and we can’t do it alone. With your support, YWCA can continue to tackle the most challenging and pressing social justice issues facing our constituents. Please join us as we reimagine the future for women, girls, and people of color. PARTNERSHIP OPPORTUNITIES